How Does Buying a Gun Online with Financing Work? Just Four Easy Steps

  1. Get pre-qualified for the financing. No-obligation, fast and easy.
  2. Work with one of our sales representatives to choose the firearm you’d like to finance at low monthly payments.
  3. Availability is confirmed, exact payments are quoted, and paperwork is finalized.
  4. Firearm is shipped to a local FFL of your choice.

That’s It! is simply a matchmaker between customers and financial services companies willing to offer traditional financing for firearms. We shop the banks to get you the best deal!

Frequently Asked Questions about Buying Guns Online with Financing

No. The firearms that we finance have to be shipped by us from one of our wholesalers. This is a restriction imposed by our banks.

But, given our wholesaler network, we should be able to find you any readily available firearm.

We cannot finance used firearms on auction sites.

We cannot finance Class III or NFA items.

Two factors prevent us from publishing accurate prices on our website.

  • First, the firearms industry is volatile, and supply and demand have a great impact on our wholesale prices.
  • Secondly, we work with multiple banks that each offer different promotion plans. Until we know which bank qualifies you and which program you choose, we cannot quote payments.
Yes!  All transactions are fully legal and regulated by federal law. arranges for the firearm to be shipped to a Federal Firearms License (FFL) holder.  This local FFL dealer will complete all required background checks before releasing the firearm.